AI-POWERED COMMERCIAL FINANCING

Commercial financing
that moves at the speed
of opportunity.

Our AI-assisted process helps prepare detailed business plans, feasibility modeling, and lender packages. We work with clients on structures for high-rise development, multi-unit, and commercial real estate across the GTA and Ontario. All subject to lender approval and underwriting.

Watch the explainer videos →

416-890-5677 • info@yourfinancing.ca • Licensed Ontario Mortgage Broker

Toronto high-rise commercial development financing with professionals using AI models

AI-assisted analysis available quickly

THE REAL DIFFERENCE

AI-assisted tools can help speed up preparation compared to traditional manual processes.

Upload rent rolls, T12s, development budgets, or site plans. Our tools assist in preparing pro formas, sensitivity tables, business plans, and packages for review by our licensed broker team.

AI BUSINESS PLAN & ANALYSIS • 6s

See how full feasibility studies and 30+ page packages are produced in real time.

Traditional vs YourFinancing AI

✕ Traditional analysis can take significant time and cost when using outside consultants
✕ Manual processes can be time-consuming and error-prone
✕ Lengthy iteration when exploring different scenarios
✓ AI-assisted tools help prepare pro formas and analyses more quickly
✓ Support for running multiple scenarios efficiently
✓ Preparation of materials for review by licensed brokers

Split comparison traditional analysts vs AI commercial financing speed and savings

HIGH-RISE & DEVELOPMENT

Ground-up high-rise and large-scale development financing in Toronto.

Land acquisition, construction loans with draw schedules, interest reserves, mezzanine, and permanent take-out. We model every carrying cost, pre-sale velocity, and approval timeline so you see exactly when and how the project funds itself.

HIGH-RISE CONSTRUCTION FINANCING • 6s

Key Structures We Arrange

• Land & pre-development loans
• Construction (LTC 65-80%)
• CMHC multi-unit rental programs
• Conventional bank / life co take-outs
• Mezzanine & preferred equity
• Bridge to perm or sale
• Interest reserve & cost-to-complete modeling
• Pre-sale / pre-lease velocity covenants

Active high-rise construction site Toronto with financing overlays

Financing solutions across every major commercial asset class

Toronto commercial property types: multi-residential, office, retail, industrial

Multi-Residential (5+ units)

Purpose-built rental, student, seniors. CMHC-insured options for higher leverage and lower rates when affordability criteria are met.

Mixed-Use & Retail

Ground-floor retail with residential or office above. Grocery-anchored plazas and street retail in strong Toronto trade areas.

Office & Medical

Class A and well-located suburban. Flight-to-quality assets with strong covenants or medical office stability.

Industrial & Development

Warehouses, last-mile logistics, land plays, and full high-rise/mid-rise ground-up projects. Strongest demand segment in the GTA.

How our commercial process works

AI speed + deep lender relationships + experienced Ontario commercial brokers.

Upload & AI Model

Rent rolls, budgets, plans, or even a one-pager. Our tools assist in preparing pro formas, sensitivities, and draft materials for broker review.

Strategy & Targeting

Broker reviews outputs with you. We target the right 4–8 lenders (banks, credit unions, life companies, CMHC, private) with warm introductions.

Term Sheet to Close

We manage underwriting, coordinate reports (appraisal, ESA, QS), negotiate, and keep draws on track for development deals.

COMMERCIAL FINANCING OVERVIEW • 6s

Why developers and investors choose us for commercial deals

→ Potential for faster preparation. Modeling tools can help reduce time spent on initial analysis.
→ Our team works with clients to explore capital stack options and run scenarios.
→ Experience working with a range of lenders active in high-rise, CMHC multi-unit, and commercial financing in the GTA.
→ We support clients from initial analysis through to closing and draw management where applicable.

Commercial team and AI broker collaborating on Toronto development financing package

Ready to run your project through our AI?

Share high-level details and we will work with you to prepare an initial analysis. Timelines vary based on complexity and information provided.

Call 416-890-5677

Or email info@yourfinancing.ca with “Commercial Feasibility” in the subject. All inquiries handled confidentially by our commercial team.

Cottage or short-term rental (Airbnb) properties? Dedicated pages: Cottage Financing and Airbnb & Short-Term Rental Financing.

Important Disclaimer: All financing, rates, terms, and approvals are subject to lender credit, underwriting, property appraisal, and other standard conditions. The AI tools described assist our licensed mortgage brokers in preparing analyses and documentation; they do not replace professional judgment or guarantee any outcome, approval, rate, or timeline. Examples, cost comparisons, and timelines are illustrative only and based on general market observations. This website provides general information and is not legal, tax, accounting, or investment advice. Municipal regulations, lender policies, CMHC programs, and tax rules change frequently and vary by property and borrower. Always consult a qualified lawyer, accountant, and the relevant lender or municipality for advice specific to your situation. YourFinancing.ca is a licensed Ontario mortgage brokerage.

Looking for the full technical deep-dive (DSCR examples, CMHC program details, construction draw mechanics, glossary terms)? Visit the Commercial Mortgages & High-Rise Academy guide →

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Speak to an Expert • 416-890-5677

No obligation. 47-second AI analysis. Licensed in Ontario.

Commercial financingthat moves at the speedof opportunity.